Information Collection and Use
We will collect and use personal information about you to respond to your request for products and services offered through this website. The information we collect may be from the following sources:
- Information provided by you in connection with obtaining financial products or services such as mortgage loans (i.e. full name, telephone number, property value, and social security number).
- Information you provide us when you register to receive communications from us (such as your email address).
We also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other sources (such as service providers) for tracking purposes. We may add the information we receive about you to your existing account. Like other websites, we also automatically receive and record certain types of information every time you visit us. We use "cookies" and the other information to enhance your experience. Likewise, we sometimes use third-party advertising companies to serve and track advertisements appearing on our website. These companies may employ cookies and action tags to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.
Information Sharing and Disclosure
We do not share personal information about you with other people or nonaffiliated companies except to provide product or services you have requested or under the following circumstances:
Loan Products or Service Requests - If you submit a request for a loan product or service offered through this website we will share the personal information contained in your request form, such as your full name, physical address, telephone number, property location and assessed value, and social security number, with lenders in our provider network strictly to process and fulfill your request. In some circumstances, we may obtain additional information about you and/or share that information with lenders in our provider network. For example, we may use your social security number to obtain your credit score to help us match you with a lender. In addition, lenders that receive your personal information may use your social security number to pull your credit score and/or credit report in order to process and fulfill your request. All lenders in our provider network, which include banks, mortgage lenders and brokers, have entered into agreements with NATIONWIDE Financial and are required to comply with federal and state privacy regulations. The lenders may contact you by telephone, email, or mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the lenders contacts you by telephone and you wish not to be contacted again by that lender with respect to your inquiry, then you should specifically make a request to that lender not to contact you again. If the lender disregards your request and contacts you again, please let us know immediately and let us know
Vendors - We sometimes disclose the information we collect to companies that host certain services for us such as marketing distribution services on our behalf. These vendors only have access to personal information needed to perform their functions, and may not share it with others or use it for any other purpose. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit them from using the information except to market the specified Nationwide Financial.
As Permitted by Law - We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Nationwide Financial, or as otherwise required by law.
Your Consent to this Privacy Policy: The use of the Nationwide Financial website signifies from you that you consent to our Privacy Policy. If for any reason you do not consent to this Privacy Policy, then do not use the Nationwide Financial website. Nationwide Financial retains the right, at its’ sole discretion, to remove, add, modify, or change any portion of the Privacy Policy at any time without notice. Accordingly, visitors should check back occasionally to review any changes that might have been made to the Privacy Policy. Visitors continued use of the Nationwide Financial website after any modifications occur to the Privacy Policy signifies you consent to any changes.
DISCLAIMER:
The loan request you submit to Nationwide Financial is NOT an application for credit. Rather, it is a request for a loan-pre-qualification. Nationwide Financial is a Delaware Corporation with its corporate headquarters in Tampa, Florida. Nationwide Financial is not a lender, equipment lesser, or credit card issuer. Nationwide Financial does not make loans or credit decisions in connection with loans, nor does Nationwide Financial issue commitments or lock-in agreements. Nationwide Financial services are consultative and administrative only. Nationwide Financial does not guarantee that completing a loan request will result in your receiving a loan from a lender